Payments | Lamp Account

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The world's most rewarding financial account

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Secure
All money at Lamp is held as client safeguarded funds at regulated banks in the United States and European Union.

We use advanced encryption and biometric authentication to keep you, your money and your identity safe, including against future threats.
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Smart
Lamp uses AI for your advantage, with your consent, so you can live your financial life with confidence.

Our accounts are designed to evolve with you, to give you the powerful tools you need to make smart decisions about your money.
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Good
Lamp's technology is designed to be good for the world, including protecting workers and the environment.

Lamp only works with merchants who guarantee ethical sourcing and fair trade practices. All packaging and delivery have carbon-neutral options.
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Yours
Our user-owner model rewards members with a share of company profits for every time you use Lamp.

Similar to a cooperative society, we want you to feel as if Lamp is yours. This profit-sharing ensures that Lamp's success will be your success.
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Solutions
Free accounts
Lamp members enjoy the security and convenience of managing their financial lives on their own terms, including smart accounts optimised for how you live your life.

You can easily make payments, transfer money, manage savings and more.
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Modern money
Lamp provides you with a leading global currency account.

In addition to other features, you can send money locally or internationally at great exchange rates. We also offer free instant transfers to other Lamp members, 24/7.
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Exclusive shopping
Lamp's merchant partners often offer special deals and exclusive offers to our members. With Lamp, you get personalised offers, often with the best prices available anywhere.

Even better: every time you pay with Lamp you earn rewards.
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Payment cards
Lamp's main focus is instant QR code payments, but for the convenience of our members we also offer virtual and physical cards in most regions worldwide.

Lamp members can spend on cards globally, as well as withdraw cash.
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Shop
Quality + price
Our merchant partners are carefully selected to ensure you get high quality at low prices. They don't sell junk that falls apart after a few months.

Whether you are shopping in-store or online, our merchants want you to be thrilled with your purchase.
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Completely protected
Buyers and sellers can feel safe with Lamp, thanks to our protection plans. Both parties are Lamp members, there is a rating system and our chat function enables easy direct connections.

If you have a dispute, Lamp will help to resolve it so no one loses money.
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Good for the world
Lamp only works with merchants who guarantee ethical sourcing and fair trade practices for their products. We focus on quality and fair pricing, so workers can earn a liveable wage.

Lamp also offers sustainable packaging and carbon-neutral delivery options.
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Made with love
Lamp's merchant partners are proud of their creations and you will find their signature with every product.

With Lamp's direct connections you can learn about the story, the people, behind every product, whether it is a large company or an individual artisan.
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Rewards
Rewards from merchants
Lamp's significant cost savings enable merchants to reward their customers for paying with Lamp, including through their own products, with discounts, or just generally lower prices.

Many merchants also offer a reward program to Lamp members, including: free products, exclusive new offerings, and distinctive experiences.
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Lamp rewards
Lamp also offers rewards, to both individuals and merchants, which you earn every time you use Lamp's solutions. We refer to our users as members.

Lamp operates a unique user-owner model, where members receive a share of the future profits of the company, like a cooperative society. Essentially, you get rewarded every time you use Lamp.
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Merchants
Cut costs
Lamp is typically >50% cheaper than other payment options, allowing you to earn more profit. Additional benefits include:

Get paid immediately.

No chargebacks.

Reduce fraud.

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Sell more
Use our sophisticated marketplace to connect to users, for online and in-store shopping. For free.

Benefit from our AI and geolocation features to make personalised offers, so you increase sales and members only receive offers that interest them.
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Get superpowers
Use our free AI-powered reward and marketing programs to build your brand and gain loyal customers. Lamp's technology puts you on an equal footing with your largest competitors.

In addition, you earn Lamp rewards with every payment you accept.
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About
Our mission
Lamp is designed to help you live a more abundant financial life.

Lamp is based on a visionary idea of using sophisticated technology to cut out unnecessary middlemen. We offer a powerful financial account, both in traditional finance and on our blockchain. We also offer shopping, rewards and more. And, we share our profits with you, so you can live a richer life.
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Our thinking
Articles and videos about how to:

Save for a dream purchase or holiday.

Find great deals from merchants.

Budget your money for a secure future.

Be smart about finance and investments.

Earn lucrative rewards.

and much more!

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